The best credit cards for car rentals will provide you with some protection in case you are in an accident. A few credit cards offer primary rental insurance. This makes it much easier to file a claim. Only credit cards used for rental payments can have primary rental insurance. If you have auto insurance, the company will not be liable for any of the damage. That is why it's important to check your insurance coverage carefully before you rent a car.
Chase Sapphire Preferred
Chase Sapphire Preferred credit is the best option if you plan on renting a car. This credit card offers primary coverage, flexible point redemption, and a low annual fee. It also offers rental car insurance which is undoubtedly the best in the industry. The card covers almost all domestic and international rentals and offers a 10% bonus on point earning. The Chase Sapphire Preferred also offers a year-end gift for each car rental that you make using the card.
Chase Sapphire Reserve credit cards can be used to rent cars. You can get primary coverage up to $75,000 for each vehicle. You will also receive discounts at some rental car agencies through this credit card. Chase Ultimate Rewards portal offers 10x points when you use your card to rent cars. Unlimited 3x points can be earned on all other travel purchases, even rental cars. This card is one the most valuable travel rewards cards.
Capital One business cards
If you rent a car frequently, you might be interested in using your Capital One business credit card. Capital One offers various business credit cards with different benefits and requirements. These cards provide cashback and mileage bonuses, so you need to consider your spending habits before making a choice. Capital One credit cards have a higher cashback rate than some other cards. You may find it easier and more cost-effective to fuel your car with Capital One cards. Before you apply, however, it is important to be aware of the restrictions.
Before applying for a Capital One business card, you need to know your business's creditworthiness. A business card will offer a lower interest rate if you're not a sole proprietor. Many cards offer introductory offers, such as a lower introductory APR or extra travel miles. You should also know that your credit score plays a big role in whether you qualify or not, so make sure to consider all the factors that apply to your business.
Amex Platinum
If you often rent a car, the Amex Platinum credit card offers a variety of benefits. Avis Preferred status allows you to skip the queue, receive a 25% discount and upgrade to a one-class vehicle. Hertz Gold PLUS status offers lower rates and faster check in. All of these perks are free to you as an authorized user. This card not only saves you money on rent-a-car rates but also provides primary rental insurance.
Amex Platinum card offers rental car insurance, also known as collision damages waiver. This card provides primary coverage up to $75,000 for a maximum of 30 days. Many cards only provide a few days. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. The good news about this coverage is that it is available to all, and there is no need to worry about a highdeductible.
U.S. Bank Altitude Reserve
Although it has many advantages over other credit cards, the U.S. Bank Altitude Reserve is not a slam-dunk in this particular area. You can earn five points per dollar you spend at eligible hotels and travel purchases. However, unlike most credit cards, you are unable to redeem points for gas and restaurant orders. It is not a good choice for car rentals.
There are many benefits to using the US Bank Altitude Reserve card for car rentals. The credit card provides trip delay insurance, extended warranty coverage on purchases, price protection and travel accident insurance. If needed, you can also access travel assistance and insurance that covers accident coverage. In addition to these benefits, it also comes with a variety of other features. The US Bank Altitude Reserve is a credit card that you can use to travel internationally on business or pleasure.