A good credit card for car rental will provide some protection in the event of an accident. You can file a claim much more easily with some credit cards that have primary rental coverage. However, primary rental insurance is only available on credit cards used to pay for rentals. You will need to use your personal auto insurance. The company won't be held responsible for as much damage. That is why it's important to check your insurance coverage carefully before you rent a car.
Chase Sapphire Preferred
A Chase Sapphire Preferred creditcard may be right for you if you are looking to rent a car. This credit card has flexible redemption and primary coverage. It also charges a low annual fee. The card also includes rental car insurance, which is undoubtedly one of the best in business. The card covers almost all domestic and international rentals and offers a 10% bonus on point earning. The Chase Sapphire Preferred also offers a year-end gift for each car rental that you make using the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. You will also receive discounts at some rental car agencies through this credit card. Chase Ultimate Rewards portal offers 10x points when you use your card to rent cars. Unlimited 3x points can be earned on all other travel purchases, even rental cars. This credit card is among the best for travel rewards.
Capital One business cards
Capital One's business credit card is a good option if you frequently rent a car. Capital One offers various business credit cards with different benefits and requirements. These cards come with cashback and miles bonus. Before you make a decision, consider your spending habits. Some cards offer a higher cashback rate than others, and you may find it easier to save on gas with a Capital One credit card. Before applying, be sure to understand all restrictions.
Before you apply to Capital One for a business card, make sure your business is creditworthy. If you're not a sole proprietor, you can apply for a business card that will give you a lower interest rate. Many cards offer an introductory offer, such as a lower interest rate or additional travel miles. Credit score plays an important role in whether you qualify. Be sure to assess all aspects of your business.
Amex Platinum
Amex Platinum credit offers several benefits to those who rent cars often. Avis Preferred status allows you to skip the queue, receive a 25% discount and upgrade to a one-class vehicle. Hertz Gold plus status will allow you to get lower rates as well as faster check-in. All these perks are yours as an authorized user. The card will save you money on rental car prices and provide primary car rental insurance.
Amex Platinum card comes with rental vehicle insurance, commonly known as collision damage waiver. This card offers primary coverage upto $75,000 for 30 days. Other cards offer only limited coverage. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. Good news is that you can get coverage and don't need a high-deductible.
U.S. Bank Altitude Reserve
The U.S. Bank Altitude Reserve credit card has many advantages, but it is no slam dunk in this area compared to other credit cards. The card offers a great rewards program, earning five points for every dollar spent on eligible travel purchases and prepaid hotels. However, unlike other credit card, you cannot use points to purchase gas or restaurants. This makes it an unwise choice for car hire.
The US Bank Altitude Reserve credit cards for car rental have many benefits. You can get trip insurance, price protection, extended warranty protection and travel insurance. You can also avail of travel assistance and accident insurance if needed, including evacuation coverage. In addition to these benefits, it also comes with a variety of other features. The US Bank Altitude Reserve is a credit card that you can use to travel internationally on business or pleasure.